West Virginia Car Insurance Policy
There are many different types of coverage available to you for your West Virginia auto insurance policy. When shopping for car insurance, it is a good idea to know what you want in your auto insurance policy before you buy.
Here is some information that will be useful to you in your search for a WV car insurance policy.
West Virginia State Minimum
Auto Insurance Requirements
Each state has different minimum requirements for auto insurance policies.
The WV state minimum auto insurance policy requirements are as follows:
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$20,000 Bodily Injury Liability Per Person
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$40,000 Bodily Injury Liability Per Accident
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$10,000 Property Damage Liability
As a West Virginia resident, these are the minimum requirements that your auto insurance policy must fulfill.
Other WV Car Insurance
Policy Coverage Options
Besides the minimum requirement coverage, there are other coverage options available to you for your WV auto insurance policy.
Here are the main types of car insurance coverage:
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Liability Coverage: Liability coverage pays for the damages that you do to others in an accident. Bodily injury liability pays for medical expenses and lost wages and property damage liability pays for property that is damaged as a result of an accident such as a car or fence.
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Collision Coverage: Collision coverage will pay for damages to your car when you are at fault in an accident.
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Comprehensive Coverage: Comprehensive coverage pays for non accident related damages to your car such as fire, theft or vandalism.
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Personal Injury Protection: PIP pays for you and your passenger’s medical expenses, lost wages and funeral expenses when you are in an accident.
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Uninsured/ Underinsured Motorists Coverage: This coverage will pay for your medical related expenses when you are in an accident and the at-fault driver does not have insurance or if you are a victim in a hit and run accident.
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Policy You Need Today!
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